Overview of the Wells Fargo Active Cash Card

Unlimited cash reward of 2% — Cardholders receive an unlimited 2% cash reward on purchases with no categories to activate or income limits to track.

There are other cards that offer higher cashback rates in certain categories, and while they may be worth it, they require more effort. And they are often also capped and limited in what purchases they apply to. The Wells Fargo Active Cash℠ Card is ideal for those who want an easy-to-use card that still offers high rewards: you’ll get best-in-class fixed rewards on your purchases right away – no caps or hoops. jump over.

$200 cash bonus for registration — New Wells Fargo Active Cash℠ cardholders can earn a $200 signup cash bonus by spending as little as $1,000 on purchases within the first three months. Not only is this a very competitive sign up bonus for the No Annual Fee card, but it’s one of the things that sets this Wells Fargo credit card apart from other 2% cards. I have yet to come across another card with 2% unlimited cash reward that also has a sign up bonus.

15-month initial offer 0% per annum — New cardholders can enjoy 0% starting annual interest rate on both new purchases and qualifying balance transfers for a full 15 months. This is a great deal, even compared to cards that sell for as little as 0% starting annual interest. This means that this card will allow you to avoid interest on purchases and balance transfers in 2023!

Keep in mind that balance transfers must be made within the first 120 days to qualify for a reduced interest rate and lower balance transfer fees.

No annual fee — In many cases, high interest rates mean high annual fees. Not with the Wells Fargo Active Cash℠ card, which has a $0 annual fee.

Cell phone protection – With a typical cell phone costing hundreds of dollars, having some kind of insurance is a good idea. With this Wells Fargo card, you can get up to $600 worth of built-in cell phone protection by simply paying your cell phone bill with your card. Coverage is subject to a $25 deductible.

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